8438 Houston Street Panama City, FL 32408
Listing Courtesy of: CENTRAL PANHANDLE / Listed By: Alice de La Penha, Coldwell Banker Realty

  8438 Houston Street Panama City, FL 32408

Active (4 Days)
$275,000 (USD)
2
BED
2
BATH
1,064
SQFT

Description

NO HOA | 2022 CONSTRUCTION | UNDER $300K IN PANAMA CITY BEACH
Built in 2022 by Rebuild Northwest Florida, this clean and move-in ready 2-bedroom, 2-bath home offers a rare opportunity to own a detached single-family home in Panama City Beach under $300,000. Situated on a 0.23-acre interior lot with a fenced backyard, the property also features a long driveway with ample parking.
Inside, you'll find LVP flooring throughout, grey shaker-style cabinetry, and white kitchen appliances, with the washer and dryer included. Wider interior doorways enhance accessibility and improve overall flow throughout the home. The open layout provides efficient use of space while maintaining a clean, modern feel.
The property is connected to city water and utilizes a septic system, offering a practical combination of utility services.
Located in Flood Zone X, flood insurance is not required, and newer construction homes like this often benefit from more affordable homeowner insurance options compared to older properties. With no HOA and minimal restrictions, this property offers flexibility that is increasingly difficult to find in this price range within Panama City Beach.
All information is deemed reliable but not guaranteed; buyer to verify if important.

MLS #:
792196
Taxes
$948(2025)
Lot Size
10,106 SQFT
Type
Single-Family Home
Year Built
2022
Style
Contemporary
County
Bay County
Community
No Named Subdivision

Listed By

Alice de La Penha, Coldwell Banker Realty
Source
CENTRAL PANHANDLE
Last checked Jul 7 2026 at 5:49 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Electric Oven
  • Electric Range
  • Electric Water Heater
  • Windows: Double Pane Windows
  • Main Level Primary
  • Tub Shower
Subdivision
  • No Named Subdivision
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Central
  • Central Air
Exterior Features
  • Roof: Shingle
Utility Information
  • Utilities: Electricity Available
School Information
  • Elementary School: Breakfast Point
  • Middle School: Breakfast Point
  • High School: Arnold
Stories
  • 1
Location
   
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Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 7/7/26 10:49