12590 Emerald Lake Drive Panama City Beach, FL 32407
Listing Courtesy of: CENTRAL PANHANDLE / Coldwell Banker Realty / Laura Hartzog

  12590 Emerald Lake Drive Panama City Beach, FL 32407

Active (3 Days)
$425,000 (USD)
3
BED
2
BATH
1,211
SQFT

Description

This beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including coastal-inspired accents. Two additional bedrooms share a full bath with an upgraded vanity, lighting and plumbing fixtures. Step outside to enjoy a fully fenced backyard with well-maintained landscaping, supported by a sprinkler system on a newly installed shallow well pump. The outdoor space also includes a storage building and a shaded patio-perfect for relaxing or entertaining. Energy efficiency is a standout feature, with paid off solar panels keeping the current owner's electric bill at approximately $40 per month. Located just minutes from the beach, this home offers easy access to local favorites including Pier Park, Pirates Voyage Dinner & Show, and Topgolf Panama City Beach, along with shopping, dining and other entertainment options. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home delivers the perfect blend of comfort, style, and location.

MLS #:
788503
Taxes
$2,580(2025)
Lot Size
6,360 SQFT
Type
Single-Family Home
Year Built
1991
Style
Coastal
County
Bay County
Community
Emerald Lake Estates

Listed By

Laura Hartzog, Coldwell Banker Realty
Source
CENTRAL PANHANDLE
Last checked Apr 20 2026 at 10:56 PM GMT+0000
Bathroom Details
  • Full Bathrooms: 2
Interior Features
  • Gas Water Heater
  • Electric Range
  • Tankless Water Heater
  • Windows: Double Pane Windows
Subdivision
  • Emerald Lake Estates
Lot Information
  • Paved
  • Sprinkler System
Property Features
  • Foundation: Slab
Heating and Cooling
  • Electric
  • Central
  • Ceiling Fan(s)
  • Central Air
Flooring
  • Luxury Vinyl Plank
Exterior Features
  • Roof: Shingle
  • Roof: Composition
Utility Information
  • Utilities: Electricity Available
  • Sewer: Public Sewer
School Information
  • Elementary School: Hutchison Beach
  • Middle School: Surfside
  • High School: Arnold
Location
   
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Disclaimer: Copyright 2026 Central Panhandle MLS. All rights reserved. This information is deemed reliable, but not guaranteed. The information being provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 4/20/26 15:56